CAP – Making Visions a Reality
- Captive Advisory Partners
- Nov 12, 2025
- 1 min read
An agent who invests and specializes in a low-risk niche market came to us with a concern — the rising cost of insurance for their program. Because they operate within a highly specific niche, they follow strict underwriting guidelines for what fits their business model. Their vision was to create a customized insurance product that was both accessible and affordable for their clients.
Enter CAP.
The agent approached us to help bring their idea to life. They had already drafted a manuscript policy outlining the coverages they needed — coverages that weren’t easily available in the traditional market.
From there, our team went to work. We collaborated with our industry partners to manage all the technical aspects: identifying a fronting company, securing appropriate licensing, refining policy language, and consulting with a well-respected risk management expert along the way.
It was far from a standard request, and there were challenges at every step. But together, we made it happen. We’re proud to share that the first policy has been written — and their vision is now becoming a reality. Even though the program is now up and running, our work isn’t done. Our team will remain involved for 12-18 months to make any needed modifications, while monitoring capacity and reinsurance needs as the program grows.
What vision do you have that we can help you achieve?
Contact us today to start the conversation.
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